Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41945 reviews)

View other Zopa products

4.93

Based on 41,945 reviews, last reviewed 20th Jan 2026

82150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It would be a lot better if I could ring you as your... It would be a lot better if I could ring you as your website can be difficult to navigate with Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41945)

Review of the Zopa, Credit card:

Good rates, great website.

Having been a customer for a while I can safely recommend this credit card to others. Reviewed on: 21st February 2023

All super smooth, app is great, application swift an...

All super smooth, app is great, application swift and clear. Not had to call to speak to anyone either so it must just work. Reviewed on: 17th January 2026

All over good and excellent service

All over good and excellent service Reviewed on: 17th January 2026

Excellent service would recommend to a friend

Excellent service would recommend to a friend Reviewed on: 17th January 2026

Peace of mind

Their backup support is fantastic, which gives you peace of mind. Reviewed on: 17th January 2026

Satisfaction

My experience with the Zopa card has generally been positive. The app is easy to use, repayments are clear, and I like how transparent the interest and fees are. Customer support has been responsive when I needed help. There are a few areas that could be improved, but overall it’s been a reliable card for everyday use. Reviewed on: 17th January 2026

Great Bank

Great service, helpful staff and good service Reviewed on: 16th January 2026

I Am with zopa credit card its much help me for the...

I Am with zopa credit card its much help me for the expense. Reviewed on: 16th January 2026

Zopa provides a refreshing approach to customer serv...

Zopa provides a refreshing approach to customer service and an app which is advanced yet simple to use! Reviewed on: 16th January 2026

Fast and easy application with a good credit amount...

Fast and easy application with a good credit amount tailored for me, they have looked after me ever since Reviewed on: 16th January 2026

It was quick and easy to apply for...

It was quick and easy to apply for a card it was done in a few minutes with no fuss they let you know how much you spend so you can keep track on your spending and the card arrived quickly in the post Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Tymit 4.70 from 155 reviews
Instant pay
from Incredible 5.00 from 28 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2330 reviews
Cash ISA
from Zopa 4.95 from 1447 reviews
Smart Saver
from Zopa 4.94 from 7479 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub