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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I’m a Zopa card holder and I’m very happy with them...

I’m a Zopa card holder and I’m very happy with them less interest rate and friendly people Reviewed on: 28th February 2025

Payments

Great service always let you know at least a week in advance your payment is due Reviewed on: 28th February 2025

Good service and easy to apply, no problems so far...

Good service and easy to apply, no problems so far Reviewed on: 28th February 2025

Zopa is an excellent service.

Zopa is an excellent service. The website is so easy to use,you can view your balance ,spending and payments due. The customer service are very efficient and answer any concerns. All round excellent service. Reviewed on: 28th February 2025

Lhelpful

Brilliant people very helpful couldn't ask for more Reviewed on: 28th February 2025

love it apps easy to use an hassle free.

love it apps easy to use an hassle free. Reviewed on: 28th February 2025

Excellent

I’m very pleased with Zopa, excellent service in credit cards and loans. Reviewed on: 28th February 2025

It was an amazing experience .

It was an amazing experience .Thank you Zopa Reviewed on: 28th February 2025

Fast friendly, great service and reliable, there w...

Fast friendly, great service and reliable, there when needed and the added buffer option is amazing, it's so handy to have, knowing that you can adjust your buffer amount to suit your needs, wish of banks and credit cards offered this service Reviewed on: 28th February 2025

Easy to use and good customer service

Easy to use and good customer service Reviewed on: 28th February 2025

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