Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Raise interest inline with BoE but not reduced in line

Not really had much to do with customer service however as soon as bank of England rose interest rates zopa did, but not when they reduced, customer service couldn't help Reviewed on: 28th February 2025

Great experience with Zopa through credit card and a...

Great experience with Zopa through credit card and a loan. Everything has been straightforward and simple to use. Great app which gets everything in one place and the communications has been top notch throughout my use. Reviewed on: 28th February 2025

Very easy to deal with, great apr and great customer...

Very easy to deal with, great apr and great customer service Reviewed on: 28th February 2025

interest and APR has to change to a lower rate

So far. ZOPA has been great but I terest rates should be a lot lower Reviewed on: 28th February 2025

Everything is absolutely spot on

Everything is absolutely spot on Reviewed on: 28th February 2025

Zopa. Is the best card in my wallet

I have no hesitation on recommending Zopa...i have said this more than once before..I have other cards but I choose to use Zopa for my daily spend as it is the easiest and most responsive card in my wallet.the App is simple and effective Reviewed on: 28th February 2025

Very easy to deal with , very efficient and smooth...

Very easy to deal with , very efficient and smooth service. Any payments made the card appear immediately. Reviewed on: 28th February 2025

Best costumer support ever

Any issue costumer support is very friendly and helpful into achieving an agreement Reviewed on: 28th February 2025

Very positively.

Very positively...Excellent visual with online accounts Reviewed on: 28th February 2025

Great service, products and well designed products t...

Great service, products and well designed products that suit my circumstances Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews
Credit card
from Nationwide 4.05 from 214 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub