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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good help and very easy service

Very good help and very easy service Reviewed on: 28th February 2025

Very good experience and very easy to work with the...

Very good experience and very easy to work with the app. Reviewed on: 28th February 2025

Compassion to they’re customers

Zopa has helped me in my hour of need when nobody else would they have provided me with a great understanding Reviewed on: 28th February 2025

Efficient and easy to use service

Efficient and easy to use service Reviewed on: 28th February 2025

I had the credit card for over 3 years , and never h...

I had the credit card for over 3 years , and never had any issues. I am well pleased! I would advise anyone that want to build their credit history! Reviewed on: 28th February 2025

Been real useful and reliable, would recommend this...

Been real useful and reliable, would recommend this to build credit score. Reviewed on: 28th February 2025

Very good no problems to use the card

Very good no problems to use the card Reviewed on: 28th February 2025

Brilliant

Best customer service ever. Affordable payments and listen if you are struggling Reviewed on: 28th February 2025

Fantastic would recommend to anyone

Fantastic would recommend to anyone Reviewed on: 28th February 2025

Easy pezy zopa

Use zopa because it's easy to understand the phone app and know exactly where you are Reviewed on: 28th February 2025

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