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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Really easy to use, service good

Really easy to use, service good Reviewed on: 28th February 2025

Great App with Great Features to manage my account. .

The app and card have been excellent. I really like the credit cushion feature as this helps me manage my credit so much more effectively and ensure I have something for emergencies. The app is easy to use whether money motoring my account or paying money in. Reviewed on: 28th February 2025

It’s a good credit card, works fine and everywhere w...

It’s a good credit card, works fine and everywhere with not a very high markup. Reviewed on: 28th February 2025

Good credit card provider with lots of useful money...

Good credit card provider with lots of useful money management tips. Reviewed on: 28th February 2025

It's a credit card don't know what else to say tbh s...

It's a credit card don't know what else to say tbh seems like a half decent rate and no issues so fine with all so far Reviewed on: 28th February 2025

I love the Zopa credit card

I love the Zopa credit card it’s good. Reviewed on: 28th February 2025

No problem at all.

No problem at all. been a great experience with no stress Reviewed on: 28th February 2025

Highly recommend for credit building!

I needed a credit card to build bad credit, and Zopa have been so good. Easy to navigate with the best customer service of any financial service I've ever used. Highly recommend for credit building! Reviewed on: 28th February 2025

Great support and helpful.

Great support and helpful. Understand the need individual Reviewed on: 28th February 2025

Quick and easy

Great customer service , easy app to use Reviewed on: 28th February 2025

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