Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Security

I added it to my Google pay to make it even more secure,some other cards don't give you that option Reviewed on: 28th February 2025

Zopa the Performer

Very positive experience with Zopa and been very useful Reviewed on: 28th February 2025

Very easy to use the app and all services available...

Very easy to use the app and all services available Reviewed on: 28th February 2025

Very easy to deal with and very helpful

Very easy to deal with and very helpful Reviewed on: 28th February 2025

I have been grateful to zopa credit card enabling me...

I have been grateful to zopa credit card enabling me to have credit at a time when I needed the support. Reviewed on: 28th February 2025

Great friendly service

From start to finish having a Zopa Credit Card has been awesome. Love their app Reviewed on: 28th February 2025

Great explanations

Good friendly and very clear into all information needed and how to complete forms questions are easy to follow with the easy options answers Reviewed on: 28th February 2025

Zopa credit cards are for everyone

Brilliant card to use and very versatile in every way im so happy with my Zopa credit card. Reviewed on: 28th February 2025

It’s easy to apply and have a credit card.

It’s easy to apply and have a credit card. Reviewed on: 28th February 2025

Perfect zoopa

This experience has been faultless from. Start to finish and I would highly recommend Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.08 from 122 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews
Credit card
from Post Office 2.31 from 114 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub