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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa is excellent in the customer service field, alw...

Zopa is excellent in the customer service field, always informative and easy to explain and a very good app. Always going that extra mile. Reviewed on: 28th February 2025

Zopa has helped me out in difficult times and there...

Zopa has helped me out in difficult times and there apr is affordable Reviewed on: 28th February 2025

I’m all content and happy with Zopa

I’m all content and happy with Zopa Reviewed on: 28th February 2025

Easy online service

Easy online service, offers are given on a fair basis and notifications & the security are ideal! Reviewed on: 28th February 2025

I have had card a while and enjoy using it payments...

I have had card a while and enjoy using it payments are easy to do inline Reviewed on: 28th February 2025

I’ve never had any trouble with Zopa, was very easy...

I’ve never had any trouble with Zopa, was very easy and straight forward Reviewed on: 28th February 2025

Never a bad word to say bin great ever since I got Z...

Never a bad word to say bin great ever since I got Zopa. Reviewed on: 28th February 2025

My Zopa card

A very smooth and simple experience all round, I've been with them for a while and don't have a bad thing to say. Just what you want. Reviewed on: 28th February 2025

Very happy with my Zopa CC.

Very happy with my Zopa CC. Very smooth, no problems. Reviewed on: 28th February 2025

Good App

Easy to use app and everything clear to see Reviewed on: 28th February 2025

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