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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Credit made easy

Very good customer relationship always keep you up to date Reviewed on: 28th February 2025

Always there and on hand to get help and support...

Always there and on hand to get help and support from Reviewed on: 28th February 2025

Excellent service

Excellent really like the app easy to use Reviewed on: 28th February 2025

Been using zopa for years and never had a single pro...

Been using zopa for years and never had a single problem, good rates and excellent app . Reviewed on: 28th February 2025

Zopa make life easier!

zopa make life easier and seem happy to keep their customers up to speed at every turn, happy to recommend Zopa Reviewed on: 28th February 2025

Very convenient to use in payment and when purchasin...

Very convenient to use in payment and when purchasing something Reviewed on: 28th February 2025

The process of applying was easy and informative.

The process of applying was easy and informative. The App is really useful. Reviewed on: 28th February 2025

Apple pay

Good and Apple Pay would help in quick payments and alert after every transaction Reviewed on: 28th February 2025

Great app easy to use love it would Recommend

I find using the app easy I would recommend Reviewed on: 28th February 2025

Zopa has given me a lifeline where other lines of fi...

Zopa has given me a lifeline where other lines of finance wouldn't.I am in total control of my spending as I receive instant messages through my Zopa account which keeps my spending firmly on track.The Zopa App is fantastically easy to use for all levels of navigation.5 stars Zopa for having confidence in those who can't easily obtain mainstream credit. Reviewed on: 28th February 2025

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