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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Satisfied customer..

Since being issued with my Zopa credit acard I am kept upto date with next payment amount and dates and the mobile phone app is so straight forward to use. Reviewed on: 28th February 2025

MY EXPERIENCE WITH ZOPA WAS EASY AND STRAIGHT FORWARD.

MY EXPERIENCE WITH ZOPA WAS EASY AND STRAIGHT FORWARD. Reviewed on: 28th February 2025

Credit card application

I appreciate the simplicity and efficiency Zopa offers, and I would highly recommend it to anyone looking for a reliable and user-friendly banking service. Reviewed on: 28th February 2025

Great experience

I have a credit card and bank account with Zopa I all been a great experience. Reviewed on: 28th February 2025

It was easy to set up and they are very easy to get...

It was easy to set up and they are very easy to get in touch with to solve any curries that I have and helped my credit in so much ways than I didn’t know that the credit card company could Reviewed on: 28th February 2025

There to help you and putting us first

There to help you and putting us first Reviewed on: 28th February 2025

Easy to use app straight forward - easy to make extr...

Easy to use app straight forward - easy to make extra payments Reviewed on: 28th February 2025

Great Experience So Far

Great experience so far, great easy app Reviewed on: 28th February 2025

You take the zoo out of the card

Very easy to use i love the app it's stress free .no animals in this zoo Reviewed on: 28th February 2025

No problems with the card or loan, the app is also v...

No problems with the card or loan, the app is also very good, all your spending in one app Reviewed on: 28th February 2025

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