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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have been with zopa for a good few years now and n...

5
I have been with zopa for a good few years now and never had any problems ..very good company Reviewed on: 28th February 2025

Very helpful right from the get go

5
Very helpful right from the get go Reviewed on: 28th February 2025

Absolutely brilliant convenience and utility

5
Absolutely brilliant convenience and utility Reviewed on: 28th February 2025

Zopa positive review

5
Poressional and courteous, great experience Reviewed on: 28th February 2025

Easy to use and quick and helpful when there is a pr...

5
Easy to use and quick and helpful when there is a problem Reviewed on: 28th February 2025

Great card and good communication

5
Great card and good communication Reviewed on: 28th February 2025

Everything with Zopa that I have is fantastic.

5
Everything with Zopa that I have is fantastic. All the information I need is there. Reviewed on: 28th February 2025

Easy *****

5
No hassle, easy to use app, easy payment system Reviewed on: 28th February 2025

Good service reliable and trustworthy bank that I wo...

5
Good service reliable and trustworthy bank that I would recommend Reviewed on: 28th February 2025

Great! Fab card

5
Great! No problems at all , easy app to use Reviewed on: 28th February 2025

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