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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great all-round

Just good from start to finish application. God customer service and app, which is really easy to navigate. Never a problem with transactions or payments and transfers Reviewed on: 28th February 2025

Company are great to take credit with, they also rev...

Company are great to take credit with, they also review and increase your limit regularly too Reviewed on: 28th February 2025

Brilliant service and excellent rates

Brilliant service and excellent rates Reviewed on: 28th February 2025

On credit cards

I have always found them very easy. Reviewed on: 28th February 2025

Friendly and efficient

When ever I have contacted them they have listened to what I was saying with out cutting in then confirmed my enquiry and dealt with it in a professional manner and no been put on hold for awhile then been passed on to someone else Reviewed on: 28th February 2025

Honest answers

Excellen t service and quick to prevent from fraud On my card Reviewed on: 28th February 2025

Quick and easy application.

Quick and easy application. Also the app is very user friendly. Reviewed on: 28th February 2025

Had no problems with them very hel

Had no problems with them very hel Reviewed on: 28th February 2025

Great experience easy to get and use

Great experience easy to get and use Reviewed on: 28th February 2025

Great company very helpful I am very happy with them...

Great company very helpful I am very happy with them Reviewed on: 28th February 2025

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