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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect!

Perfect! Always helpful and really helpful giving me an opportunity to rebuild my credit Reviewed on: 28th February 2025

Life savers

When ever I have needed extra income. Zopa has always been there to help me. I don't know what I would do without them. Reviewed on: 28th February 2025

Zopa 5 star service

On the occasions I’ve had to speak with Zopa the staff have always been really helpful to resolve the questions straight away. The service feels more like your personal financial advisor rather than just another customer. Can’t thank Zopa enough. Reviewed on: 28th February 2025

Steviezopa

Hassle free great app customer service 5 stars Reviewed on: 28th February 2025

Good interest rates on savings and isa compared to B...

Good interest rates on savings and isa compared to Barclays bank Reviewed on: 28th February 2025

Great service from a easy to deal with company

Great service from a easy to deal with company Reviewed on: 28th February 2025

Well customer service is brilliant and everything se...

Well customer service is brilliant and everything seem straight forward Reviewed on: 28th February 2025

Great app, and good access to customer services.

Great app, and good access to customer services. The operators and friendly and really helpful Reviewed on: 28th February 2025

Zopa team is efficient, responsive, passionate and...

Zopa team is efficient, responsive, passionate and friendly. Reviewed on: 28th February 2025

They are very good help me out when I was...

They are very good help me out when I was scammed Reviewed on: 28th February 2025

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