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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

A great provider they explain every thing with no pr...

A great provider they explain every thing with no pressure Reviewed on: 28th February 2025

Great card and manageable repayments

Great card and manageable repayments Reviewed on: 28th February 2025

Simple and easy application. Great app

The application process was simple and easy, The app is very easy to navigate and Zopa has other products and services with the new addition of zopa bank. Reviewed on: 28th February 2025

Easy application process, quick response, great serv...

Easy application process, quick response, great services, great app features, all the bits and bobs I need in a card Reviewed on: 28th February 2025

Great service love the product great

Great service love the product Great service love the product great customer support thank you always updating me Reviewed on: 28th February 2025

First class experience from start to finish.

First class experience from start to finish. The application was straight forward to complete and the rates are good. Reviewed on: 28th February 2025

Fantastic customer services and always will sort iss...

Fantastic customer services and always will sort issues out Reviewed on: 28th February 2025

Forget the rest, join the best 5*

By far the best credit card company 10/10 5***** Reviewed on: 28th February 2025

Excellent experience .

Excellent experience . Highly recommend Reviewed on: 28th February 2025

Zopa are a responsible lender, this helps me not too...

Zopa are a responsible lender, this helps me not too get over my head Reviewed on: 28th February 2025

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