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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good service and easy to use app

Good service and easy to use app Reviewed on: 28th February 2025

Card Review

Never had any issues using the service always really easy to use and understand app Reviewed on: 28th February 2025

Easy to apply , good communication

Easy to apply , good communication Reviewed on: 28th February 2025

I am having excellent services service from zopa

I am having excellent service from zopa Reviewed on: 28th February 2025

No stress with this card

No worries with this card. Excellent rates and customer service. Spend in confidence Reviewed on: 28th February 2025

Good all round provider

Easy to use app. Never had an issue with the card. Reviewed on: 28th February 2025

Just great

Just great and having email messages to say when payment is due is brilliant Reviewed on: 28th February 2025

Very easy to use application.

Very easy to use application. Great Reviewed on: 28th February 2025

Excellent service, thanks will recommend to a frens

Excellent service, thanks will recommend to a frens Reviewed on: 28th February 2025

Found using Zopa has been really easy and fluent.

Found using Zopa has been really easy and fluent. App works really well also Reviewed on: 28th February 2025

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