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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Poor when you have a problem with working then you b...

Poor when you have a problem with working then you bring your account back to date but they still block you from your credit card Reviewed on: 28th February 2025

Zopa allways helps me out when im stuck for cash, Be...

Zopa allways helps me out when im stuck for cash, Best credit provider i have ever used they are quick and have a great customer service allways at hand. Reviewed on: 28th February 2025

Zopa has one of the best customer services I can say...

Zopa has one of the best customer services I can say as I have recently had a great experience with them. They also have good finance with no bottlenecks. They are one of the best in the market as I have dealt with a couple of others with not so good experience. Reviewed on: 28th February 2025

Zopa is thee best

Brilliant company easy to deal with Reviewed on: 28th February 2025

Great i can't fault them keep up the good work...

Great i can't fault them keep up the good work Reviewed on: 28th February 2025

Excellent service and value good customer service an...

Excellent service and value good customer service and excellent app Reviewed on: 28th February 2025

Never had a problem getting any query sorted out

Never had a problem getting any query sorted out Reviewed on: 28th February 2025

Go zopa now

All round good. Experience with customer service and app easy to youse Reviewed on: 28th February 2025

They have really helped improve Y credit score

They have really helped improve Y credit score Reviewed on: 28th February 2025

Communication

The communication between Zopa and customer is first rate and zopa understand the difficulties of the customer in today's financial climate. Reviewed on: 28th February 2025

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