Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to use very easy to pay back on the app ap...

Very easy to use very easy to pay back on the app app easy to use and very good company for helping Reviewed on: 28th February 2025

Application process simple.

Application process simple. App easy to use. Reviewed on: 28th February 2025

The Good, Bad and Better of credit cards

Having had previous bad experiences with credit cards I was greatly reassured to easily make payments and keep track on my spending and the app is a fantastic tool to do this! Reviewed on: 28th February 2025

Zopa is like a breath of fresh air the whole experie...

Zopa is like a breath of fresh air the whole experience of dealing with them is fantastic, the App is really good importantly and very easy to understand what you are doing Reviewed on: 28th February 2025

Easy to use very usefull and kind reminders

Easy to use very usefull and kind reminders Reviewed on: 28th February 2025

They have looked after me since day one great service

They have looked after me since day one great service Reviewed on: 28th February 2025

building credit

highly recommend, the costumer service is second to none. Reviewed on: 28th February 2025

Great experience

Very quick and easy to use app. Zopa also responds quickly to queries. Reviewed on: 28th February 2025

Payment service

Easy to make payment and friendly customer service Reviewed on: 28th February 2025

Never had any issues, would recommend

Never had any issues, would recommend Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.08 from 122 reviews
123 credit card (discontinued)
from Santander 3.99 from 162 reviews
Everyday spending credit cards
from Halifax 4.07 from 75 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub