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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Simple and easy to use.

Simple and easy to use. The app is very clear and notifications keep me up to date Reviewed on: 28th February 2025

Great credit card for building your credit score.

Zopa accepted me as a customer when other places wouldn’t. They gave me a sensible credit limit and I’ve given me support to better manage my finances. After proving I can manage, they have continue to offer me small incremental increases to my credit limit. Reviewed on: 28th February 2025

Such an easy application process and also the app to...

Such an easy application process and also the app to manage payments. Reviewed on: 28th February 2025

Would recommend to anyone

zopa credit card, is easy to view in the app with plenty of notifications as you spend or for any updates they put out. i love using the app. Reviewed on: 28th February 2025

Great advice on credi building to help repair my pas...

Great advice on credi building to help repair my past sins Reviewed on: 28th February 2025

Cannot Recommend Zopa enough

Cannot recommend Zopa enough, they have been with me through good and bad times, constantly updating myself of any or all new products designed to help me as a client - making you feel a valued customer, they are always there for you and I cannot express my appreciation and gratitude enough. Reviewed on: 28th February 2025

Easy to apply for and even easier to use.

Easy to apply for and even easier to use. Reviewed on: 28th February 2025

Zopa is the best credit card i have ever used.

Zopa is the best credit card i have ever used. Reviewed on: 28th February 2025

Easy application speedy delivery of card

Easy application speedy delivery of card Reviewed on: 28th February 2025

Been with zopa over a year fantastic service easy to...

Been with zopa over a year fantastic service easy too use card security updates on spending are good Reviewed on: 28th February 2025

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