Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Been with zopa over a year fantastic service easy to...

Been with zopa over a year fantastic service easy too use card security updates on spending are good Reviewed on: 28th February 2025

Very easy to use.

Very easy to use. Online access is easy to use. Payments easytoo Reviewed on: 28th February 2025

Very friendly and helpful staff.

Very friendly and helpful staff.. the app is easy to use and easy to understand. Getting my credit card application was a simple process and I'm more than happy with my card. Reviewed on: 28th February 2025

Percentage rate

Good percentage rate and ate very efficiant when handling my account Reviewed on: 28th February 2025

Shady past put right

Had a shady past with credit but Zopa helped to steady my finance and feel in a better position to succeed Reviewed on: 28th February 2025

A good bank to re build credit and give a great chan...

A good bank to re build credit and give a great chance to start over. Easy to apply and transparent. Reviewed on: 28th February 2025

Smart customer

Excellent service all round fantastic customer support and quick response to any queries Reviewed on: 28th February 2025

Very easy to navigate and always on the ball .

Very easy to navigate and always on the ball . Reviewed on: 28th February 2025

Always good customer services and great product

Always good customer services and great product Reviewed on: 28th February 2025

Best credit card out there.

Zopa is so easy to manage, the app is fantastic with lots of available information to help save and be sensible with my money Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.93 from 18 reviews
Purchase Credit Card
from Halifax 3.63 from 19 reviews
Classic Extra Card
from Capital One 3.36 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub