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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fairly bad credit limit, but zopa have empowered me.

Fairly bad credit limit, but zopa have empowered me to take batter care of my finances with an affordable credit card with excellent service, communication and app. Reviewed on: 28th February 2025

No issues with anything so far.

No issues with anything so far. From setup to using the card everything has gone smoothly Reviewed on: 28th February 2025

Really helpfull at all times any issues are sorted s...

Really helpfull at all times any issues are sorted straight away Reviewed on: 28th February 2025

So accessible and easy to manage via app.

So accessible and easy to manage via app. Reviewed on: 28th February 2025

Excellent services.

Excellent services. Quick applications Reviewed on: 28th February 2025

Great credit card

My sister told me about this credit card, i didnt think I would be accepted but i was. The mobile app os so easy to use and all the info you might need is there at your fingertips.. I use this all the time and pay back on payday. Reviewed on: 28th February 2025

Every always willing to help me

Every time I have to ring them up they are more than welcome to help you the best way possible Reviewed on: 28th February 2025

Zopa is great card.

Zopa is great card. Hassle free and cheap. Effortless. Thoroughly recommend the card and the efficient people behind it. Reviewed on: 28th February 2025

First Class

Zopa offers me first class products and excellent customer service. Reviewed on: 28th February 2025

Really good service app is easy to use and to unders...

Really good service app is easy to use and to understand. Never any issues with the service Reviewed on: 28th February 2025

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