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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The whole process with zopa is brilliant from start...

The whole process with zopa is brilliant from start to finish a pleasure to deal with and great customer service and treat you with respect and provide a great value product Reviewed on: 28th February 2025

I absolutely love the card

I absolutely love the card this is the best thing I’ve ever done since I got my card Reviewed on: 28th February 2025

Great experience and would definitely consider again

Great experience and would definitely consider again Reviewed on: 28th February 2025

Great and easy to use.

Great and easy to use. I will definitely recommend to my friends Reviewed on: 28th February 2025

Apple Pay

Good rates . always in hand . Only wished it was able to be on Apple Pay. Reviewed on: 28th February 2025

user friendly

Easy to apply and manage on line Reviewed on: 28th February 2025

Zopa keeps in touch.

Zopa keeps in touch. Make it easy to manage. Zopa provides good financial advice. Reviewed on: 28th February 2025

Easy to deal with and very transparent

Easy to deal with and very transparent Reviewed on: 28th February 2025

Great help would recommend to everyone

Great help would recommend to everyone Reviewed on: 28th February 2025

Fantastic provider, very easy to use and clear with...

Fantastic provider, very easy to use and clear with terms and conditions. Never had any issues with the app or using cards etc. Reviewed on: 28th February 2025

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