Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The service is great from start to finish

The service is great from start to finish Reviewed on: 28th February 2025

Excellent customer service, easy to navigate app.

Excellent customer service, easy to navigate app. Reviewed on: 28th February 2025

Great all round, easy to use, great service

Great all round, easy to use, great service Reviewed on: 28th February 2025

Simple process.

Simple process. I like i, the credit limit is low but but all very manageable. Reviewed on: 28th February 2025

Very efficient service

The app works perfectly, the loan is done well, transfers are easy Reviewed on: 28th February 2025

Good experience always helpful and easy to access app

Good experience always helpful and easy to access app Reviewed on: 28th February 2025

Zopa is very good bank and they understand everyone

Zopa is very good bank and they understand everyone Reviewed on: 28th February 2025

Excellent

Very good provider, easy and efficient Reviewed on: 28th February 2025

Zopa is there when you need them, no hassle so long...

Zopa is there when you need them, no hassle so long as you stay in credit. Friendly staff, Reviewed on: 28th February 2025

Easy to keep track of my payment's

Easy to keep track of my payments and balance. Only things I could say would improve is making available on Apple Pay and being able to make payments to balance through apple pay Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 2.70 from 105 reviews
Flexicard
from Halifax 3.65 from 7 reviews
Platinum Cashback Credit Card
from American Express 4.56 from 69 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub