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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Really user friendly experience.

Really user friendly experience. Process was clear and easy to understand. Also quick. Interactions with customer service were also really quick and helpful. Reviewed on: 28th February 2025

Great customer service!

Great customer service! The app is easy to use and rates are reasonable! Would recommend to anyone Reviewed on: 28th February 2025

Have credit card and car finance.

Have credit card and car finance. Always a smooth process and good experience Reviewed on: 28th February 2025

Very pleasing experience to date.

Very pleasing experience to date. Communication is simple but effective. Costs are explained in an easy to understand manner. App is simple to use. Reviewed on: 28th February 2025

Just so easy to use

The systems are just so easy to use and everything is very clear Reviewed on: 28th February 2025

Zopa credit card is the best for everyone

Zopa credit card is the best for everyone Reviewed on: 28th February 2025

Easygoing

Easy to use app and easy to find everything Reviewed on: 28th February 2025

Easy to use app, text alerts when you spend.

Easy to use app, text alerts when you spend. Payment shows straight away, no waiting 2 working days like other cards. Reviewed on: 28th February 2025

No issues, all works well for me

No issues, all works well for me Reviewed on: 28th February 2025

I'm happy with my credit card and the deal I got fro...

I'm happy with my credit card and the deal I got from the company. Speaking with the service team helped me get exactly what I was looking for. Reviewed on: 28th February 2025

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