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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent customer services with good understanding,...

Excellent customer services with good understanding,Providing services to me at all times.They are there for me when in desperate needs. I will recommend Zopa to all my friends. Reviewed on: 28th February 2025

The Perfect Credit Card Experience!

As a customer of the Zopa credit card, my experience has been smooth and hassle-free. The application process was straightforward, and approval was quick. The app is user-friendly, allowing easy tracking of spending, payments, and credit limits. Their customer support is responsive and helpful. The interest rates are competitive, and the lack of hidden fees is a big plus. Overall, a reliable and modern credit card option with great digital banking features. Reviewed on: 28th February 2025

Zopa credit card excellent

Zoo is very easy to use very helpful staff payments made easy credit limit ideal for my situation. Reviewed on: 28th February 2025

Just amazing, the interest rate is super affordable...

Just amazing, the interest rate is super affordable and it's so easy to communicate with the company Reviewed on: 28th February 2025

Easy to use app.

Easy to use app. Reasonable rates. Reviewed on: 28th February 2025

Good bay, very good, accept very site

Good bay, very good, accept very site Reviewed on: 28th February 2025

Great credit & friendly customer service

Great credit & friendly customer service Reviewed on: 28th February 2025

Good service and good understanding

Good service and good understanding Reviewed on: 28th February 2025

Really good informationon all aspects

Really good information on all aspects Reviewed on: 28th February 2025

Great App. Great Service

Very easy to set up and mange the account using their app. Reviewed on: 28th February 2025

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