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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41879 reviews)

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4.93

Based on 41,879 reviews, last reviewed 17th Jan 2026

78850% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use application process and the app is very... Easy to use application process and the app is very user friendly Reviewed on: 17th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41879)

Review of the Zopa, Credit card:

Excellent customer service, easy sign up and easy ap...

Excellent customer service, easy sign up and easy app usage Reviewed on: 11th January 2024

They are a good credit card and don't bother you but...

They are a good credit card and don't bother you but let you pay without bother Reviewed on: 16th January 2026

Excellent

Quick service and customer care services is excellent Reviewed on: 16th January 2026

The constant updates and messages are helpfull

The constant updates and messages are helpfull Reviewed on: 16th January 2026

A shining light

I was accepted by Zopa when I would not be accepted anywhere else. So it is in reality 110% from me. Reviewed on: 16th January 2026

great service.

great service. i never have any problems Reviewed on: 16th January 2026

Very quick to combat fraudulent activity

My card was used fraudulently and zopa were straight on it and recovered the money within a few days Reviewed on: 16th January 2026

Everything about Zopa has been first class, so easy...

Everything about Zopa has been first class, so easy to use Reviewed on: 16th January 2026

Very happy with the service.

Very happy with the service. Updates come through regularly with guides on how to help with finances. There are many tools they recommend on how to help with debt or managing your spending. Great card and wouldnt change. If unsure, read the tips etc and you'll decide Zopa is for you!! Reviewed on: 16th January 2026

Good but charges expensive i like to yse but expens...

Good but charges expensive i like to yse but expensive Reviewed on: 16th January 2026

My zopa at me

My experience has been brilliant its value for money and repayments manageable customer service is excellent I would advise anyone thinking of getting a credit card to choose zopa Reviewed on: 16th January 2026

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