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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great customer service very helpful

Great customer service very helpful Reviewed on: 28th February 2025

Best Card

Excellent service and website. Very easy to navigate and use. Reviewed on: 28th February 2025

Very good credit card and straight forward good comm...

Very good credit card and straight forward good communication Reviewed on: 28th February 2025

Always had a good experience with Zopa, app is easy...

Always had a good experience with Zopa, app is easy to navigate and rates have always been competitive. Reviewed on: 28th February 2025

Never had any issues so far

Never had any issues so far, easy card to use and app is simple to manage account. Reviewed on: 28th February 2025

It's been very good.

It's been very good. Easy app and everything is transparent. Reviewed on: 28th February 2025

I was attracted by the balance transfer I completed...

I was attracted by the balance transfer I completed that and then there’s really no difference between this bank and any other bank all of you could learn from Monzo Reviewed on: 28th February 2025

Awesome service, easy to use App with support availa...

Awesome service, easy to use App with support available 24/7! Reviewed on: 28th February 2025

Excellent Customer Service Experience!

Excellent Customer Service Experience!Gr Reviewed on: 26th February 2025

Zopa c/c

The card is so easy to use and keep track of spending and it's balance Reviewed on: 26th February 2025

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