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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good informative Clear accurate nnnnnnn

Good informative Clear accurate nnnnnnn Reviewed on: 31st January 2025

It was fairly quick and easy to apply for zopa ,im t...

It was fairly quick and easy to apply for zopa ,im thinking of opening a bank account with zopa. Reviewed on: 30th January 2025

;) :) :* i like, very good Credit card...

;) :) :* i like, very good Credit card Reviewed on: 26th January 2025

Easy to access, app works perfectly

Easy to access, app works perfectly Reviewed on: 24th January 2025

Zopa helped me when I couldn't find credit .

Zopa helped me when I couldn't find credit . So easy to set up Reviewed on: 23rd January 2025

Very easy to set up, great app easy to use, many use...

Very easy to set up, great app easy to use, many useful features, credit score/budgeting etc. Reviewed on: 23rd January 2025

great service

My experience with Zopa has been great the customer service has been amazing Reviewed on: 23rd January 2025

I wanted to improve my credit rating, and Zopa has g...

I wanted to improve my credit rating, and Zopa has given me the opportunity to do that. Reviewed on: 23rd January 2025

Very helpful and friendly and very efficient and ver...

Very helpful and friendly and very efficient and very quick service Thank You Reviewed on: 23rd January 2025

Very quick application easy app to use and simple

Very quick application easy app to use and simple Reviewed on: 23rd January 2025

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