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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent service!

Excellent service! Great company to deal with. Reviewed on: 21st January 2025

Easy to use app.

Easy to use app. I had to order a new card and used webchat easily. Can’t fault the service, really easy to use and manage. Reviewed on: 21st January 2025

Zopa offer excellent advantages and a very reasonabl...

Zopa offer excellent advantages and a very reasonable apr,very helpful on the app and telephone Reviewed on: 20th January 2025

Super app

Super app with quick response and easy to use. Really good service. Reviewed on: 20th January 2025

Amazing online app.

Amazing online app.and clear instructions. Reviewed on: 20th January 2025

The Best Card to build Credit.

Simple language to understand. Excellent customer service. Reviewed on: 20th January 2025

a good starter card for a helping hand and used wise...

a good starter card for a helping hand and used wisely can help in lots of things had my card about 3 1/2 years and never had a problem great little back up when and if you need it. Reviewed on: 20th January 2025

Zopa's been a lifesaver for my credit score; most o...

Zopa's been a lifesaver for my credit score; most other places wouldn't touch me. Their communication's great, and I'm really happy. Reviewed on: 20th January 2025

Easy application to use.

Easy application to use. Would be good if more communication sent on how they can support and how you can support people older people who may not be able to access online Reviewed on: 20th January 2025

Congrats !!!

Very good and very nice app , congrats for what you doing!!! Reviewed on: 20th January 2025

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