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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Millie29

I've been with you for a few months and I've found you very helpful and had no issues with you I can use my card and pay it back very easily Reviewed on: 19th January 2025

Zopa works well for putting aside a buffer with an e...

Zopa works well for putting aside a buffer with an easy to use online app. It's easy to make payments and/or set up Direct Debits. They are quick to check up and prevent unauthorised transactions and I feel confident using their services. Reviewed on: 19th January 2025

It was really good.

It was really good. I get my card in minutes Reviewed on: 19th January 2025

Great Credit Card Ever

Brilliant, never got disappointed on the service received so far. Very satisfied with the starting credit limit. Reviewed on: 19th January 2025

It has been a good experience all around so far...

It has been a good experience all around so far Reviewed on: 19th January 2025

Modern Banking at its finest!

How modern banking should be with excellent app, great offers and support. I use Zopa for a number of products because it's a company I trust. Reviewed on: 19th January 2025

I was very pleasantly surprised at how easy applying...

I was very pleasantly surprised at how easy applying was. Reviewed on: 19th January 2025

Very good and money always there when needed

Very good and money always there when needed Reviewed on: 19th January 2025

Good card

Easy application, prompt service Reviewed on: 19th January 2025

It’s very convenient to use and no any problem purch...

It’s very convenient to use and no any problem purchasing for anything Reviewed on: 19th January 2025

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