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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good customer service.

I did have a small problem with a loan repayment, that zopa did mess up slightly, however it was sorted out by their Customer service and I was never out of pocket. So overall I would recommend Zopa to my friends and family. Reviewed on: 17th January 2025

Zopa has helped me rebuild my credit score and has h...

Zopa has helped me rebuild my credit score and has helped me along the way with queries. Great app too. Reviewed on: 17th January 2025

Excellent service and excellent product

Excellent service and excellent product Reviewed on: 17th January 2025

App is good and easy to use and set up

App is good and easy to use and set up Reviewed on: 17th January 2025

Great company

Great company to deal with. The app is easy to navigate. Interest is fair. Very satisfied overall and mu primary credit card. Reviewed on: 17th January 2025

Always good experience, very easy app to navigate ve...

Always good experience, very easy app to navigate very straight forward transaction Reviewed on: 17th January 2025

I found zopa very easy to use and very helpful and s...

I found zopa very easy to use and very helpful and straightforward Reviewed on: 17th January 2025

They give good advice and reminders about you spending

They give good advice and reminders about you spending Reviewed on: 17th January 2025

Never had any issues and always had great communicat...

Never had any issues and always had great communication Reviewed on: 17th January 2025

Fantastic company always helpful efficient and great...

Fantastic company always helpful efficient and great at keeping you on track with your finances Reviewed on: 17th January 2025

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