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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Great service. Great savings.

Quick to arrange and set up. The app is easy to use. Reviewed on: 15th February 2021

Easy Peasy

Very easy to set up a Fixed Term Saving Account if you are already a Zopa user. Reviewed on: 15th February 2021

Easy to arrange with good rates as well

Easy to arrange with good rates as well Reviewed on: 15th February 2021

new but good

They keep you well informed, good and bad. Reviewed on: 15th February 2021

You will be impressed.

Dealing with Zopa for a few years now and you get to deal with REAL people. Reviewed on: 15th February 2021

Top drawer

Just jolly good products and service Reviewed on: 15th February 2021

clear, understandable and easy to set up

Lovely clear emails from Zopa meant I knew from the outset what to expect, what to do to open the account and when my one year fixed term saving account will end! Quick and oh so easy! Reviewed on: 15th February 2021

Highly recommended

This savings account is so easy to access and so easy to remove funds if required. Reviewed on: 15th February 2021

Works for me

Provided the best saving deal around. The app is simple and effective - could introduce more savings products but a fantastic start. Reviewed on: 15th February 2021

Easy link for Zopa P2P customer to Zopa Bank

Zopa offered an easy link for existing customers to Zopa Bank. The fixed rate offered was very attractive and the process for joining was very simple. A rare instance of a financial provider keeping its promise. Reviewed on: 15th February 2021

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