Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 64,802 reviews, last reviewed 17th Apr 2025
43% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very happy with the services Good and quick with the service when applying Reviewed on: 17th April 2025
Sue's avatar
Sue

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64802)

Review of the Zopa, Personal Loan:

Modern way of lending

5
Fantastic Website, Really simple to use, the terms of the loan agreement set out very clear, Interest feels fair and all done and dusted within 48 hours Reviewed on: 30th May 2017

Quick and straightforward service.

5
Quick and straightforward service. Reviewed on: 17th April 2025

Trusted customer

5
Zopa have looked at my previous payments and are aware I am a reliable customer which gives me the freedom to borrow Reviewed on: 17th April 2025

Why I like ZOPA

5
I like Zopa because not only do they give good deals, they keep me updated with other products I am eligible for, Reviewed on: 17th April 2025

Quick decision on application, excellent customer se...

5
Quick decision on application, excellent customer service and very easy to navigate online and the phone app - brilliant! Reviewed on: 17th April 2025

Very easy and quick.

5
Very easy and quick. The app is brilliant to work with and very easy to understand. Reviewed on: 17th April 2025

I have had great service and help

5
I have had great service and help Reviewed on: 17th April 2025

First Contact..

5
When I contacted Zopa the staff was very helpful and carried out everything in a very polite and efficient manner Reviewed on: 17th April 2025

My loan.

5
It was very easy to get my loan. M Reviewed on: 17th April 2025

It’s easy the customer service is good and they have...

5
It’s easy the customer service is good and they have good rates. Reviewed on: 17th April 2025

Zopas online team was efficeintly answered queries.

5
Zopas online team was efficeintly answered queries and resolved queries quickly. Reviewed on: 17th April 2025