Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,463 reviews, last reviewed 17th Jan 2026
27500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa helped when noone else would. Zopa helped when noone else would. Now in a better place and rates are great. Thank you. Reviewed on: 17th January 2026
Amanda b's avatar
Amanda b

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7463)

Review of the Zopa, Smart Saver:

Very easy to use and straightforward

5
Very easy to easy, set up and straight forward advice. Best interest rates around, which helps with saving. Easy to transfer money into the account and very secure. Reviewed on: 3rd April 2023

Zopa helped when noone else would.

5
Zopa helped when noone else would. Now in a better place and rates are great. Thank you. Reviewed on: 17th January 2026

Every was so easy with zopa , everything was easy to...

5
Every was so easy with zopa , everything was easy to understand, they make things clear and easy to read Reviewed on: 17th January 2026

Accessibility

5
Very efficient and approachable help is only a phone call away. Reviewed on: 17th January 2026

Excellent communication very transparent with rates...

5
Excellent communication very transparent with rates and always updates, very good service and great rates Reviewed on: 17th January 2026

Easy to use app.

5
Easy to use app.good products clearly explained. Excellent interest rates. Reviewed on: 17th January 2026

Excellent

5
Excellent products and service. Highly recommended. Reviewed on: 16th January 2026

Excellent service and rewards, easy to use app and c...

5
Excellent service and rewards, easy to use app and competitive returns. Reviewed on: 16th January 2026

Using the app is so simple

5
Everything is just simple - adding to or withdrawing from accounts etc. Excellent communications keeping me updated. Reviewed on: 16th January 2026

Great service great help

5
Great service great help and easy to put and withdraw money. Reviewed on: 16th January 2026

Really happy

5
Zopa was recommended to me and I’m so happy I came over you them. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.97 from 2255 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1438 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67082 reviews
    Zopa
    View all products