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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7486 reviews)

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4.94

Based on 7,486 reviews, last reviewed 23rd Jan 2026

29800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to use app Very easy to use app and good interest rates Reviewed on: 23rd January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7486)

Review of the Zopa, Smart Saver:

The easiest app to use and good rates

The easiest app to use and good rates Reviewed on: 8th January 2024

App easy to use

The App is so easy to use and for me the best is to do over payments lowering monthly payments Reviewed on: 15th January 2026

App is very easy to use and useful.

App is very easy to use and useful. Reviewed on: 15th January 2026

Love the smart saver especially how you can have sev...

Love the smart saver especially how you can have several saving pots and i like the interest paid daily it make me want to save more. Reviewed on: 15th January 2026

Excellent banking.

Easy to use intuitive app. Very helpful customer care staff if ever needed. Reviewed on: 15th January 2026

Happy would and have reckoned to anyone

Happy would and have reckoned to anyone Reviewed on: 15th January 2026

Always quick and easy and great rates

Always quick and easy and great rates Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Good rates of interest and the statements are easy to download. Reviewed on: 15th January 2026

Had an excellent experience with Zopa

Had an excellent experience with Zopa Reviewed on: 15th January 2026

More than happy with every aspect of Zopa as an on-l...

More than happy with every aspect of Zopa as an on-line banking service. Reviewed on: 15th January 2026

Top saving rates.

Very good saving rates. Quick and easy to transfer. Easy to use app . Would highly recommend. Reviewed on: 15th January 2026

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