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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7434 reviews)

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4.94

Based on 7,434 reviews, last reviewed 15th Jan 2026

24600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good application for saving and loan approval Very good application for saving and loan approval Reviewed on: 15th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7434)

Review of the Zopa, Smart Saver:

Saving pots

Always the best savings rates and the fact that you can set as many pots for different savings is a bonus Reviewed on: 18th January 2025

Easy application process but the rates for existing...

Easy application process but the rates for existing ongoing clients could be improved Reviewed on: 15th January 2026

Easy way to use and make payments are easy.

Easy way to use and make payments are easy. Reviewed on: 15th January 2026

I am now retired and living on my state pension only.

I am now retired and living on my state pension only. I need to very selective about where I invest my small amout of savings. I trust Zopa to look after my investments. Its made very easy if I want to switch accounts. The app is very clear easy to use and has lots of interesting information. It gives me peace of mind knowing my precious savings are working hard and safe Reviewed on: 15th January 2026

Zopa both with the credit card facility’s and the Zo...

Zopa both with the credit card facility’s and the Zopa savings account are excellent, both with ease of use on the Zopa APP Reviewed on: 15th January 2026

ZOPA... SO GOOD....!!

AN EXCEPTIONAL CREDIT CARD.FANTASTIC RATES.EASY TO NAVIGATE SITE.I LOVE THE REMINDERS VIA EMAIL AS I HAVE DISABILITIES & MEMORY PROBLEMS.I HOPE TO BUILD MY CREDIT SCORE THIS YEAR,AS IVE USED MY ACCOUNT TO HELP OTHERS.NOW ITS MY TURN.I HIGHLY RECOMMEND ZOPA TO START & MAINTAIN YOUR CREDIT JOURNEY. Reviewed on: 15th January 2026

A fine company

Excellent savings rates, easy to navigate website, supportive, accessible customer service. Reviewed on: 15th January 2026

AllAn all round positive experience with ZOPA

I have had a very positive experience with ZOPA thus far, in terms of their efficiency, customer service, value for money and, in particular, clarity and honesty when offering their financial products. As a result I have both a credit card and car finance loan with them! Reviewed on: 15th January 2026

open savings within minutes

open savings within minutes - easy to transfer in and out. Had loan with them - very easy to apply and set up and pay off early Reviewed on: 15th January 2026

Zopa is so convenient and easy to use I love it it’s...

Zopa is so convenient and easy to use I love it it’s the best thing I have done Reviewed on: 15th January 2026

Easy to use account and competetvie interest rates.

Easy to use account and competetvie interest rates. Easy to withdraw funds if needed. Reviewed on: 15th January 2026

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