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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to use app giving great experience

Easy to use app giving great experience Reviewed on: 17th January 2025

Easy effective and productive.

Easy effective and productive. Minimize time and energy expended in banking. Reviewed on: 17th January 2025

Easy to use

The app is very astetic and easy to use, and can easily put saving every month Reviewed on: 17th January 2025

Great savings service

Great savings tool, easy app and good flexible products Reviewed on: 17th January 2025

Simple, good rates and flexible.

The multiple savings pots with different rates linked to the length of time it is locked works perfect for me. Reviewed on: 17th January 2025

Just Zopa to use!

Easy to use, transferring money from accounts and easy to set up new ones. Not a huge fan of apps, (probably an age thing!) but this was is easy to use and seems well thought out. Kept informed about new accounts and interest rates. Reviewed on: 17th January 2025

The best rates and a fabulous App

Fabulous App. Smart Saver allows you to have multiple savings pots and superior rates if you also have a current account Reviewed on: 17th January 2025

Great Service With Good Competitive Interest Rates

As A New Customer I Found It Has A Great Service With Good Competitive Interest Rates On Savings Accounts. The New Beta Current Account Is Still In The Early Stages But Seems Good So Far. Reviewed on: 17th January 2025

Easy to set up the account.

Easy to set up the account. Easy to use app. Reviewed on: 17th January 2025

It works well as an online account

It works well as an online account Reviewed on: 17th January 2025

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