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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy to use app.

Very easy to use app. Clear and concise information. I can manage all my finances in one place. Reviewed on: 17th January 2025

Easy to use - works for my saving goals

Easy to use - works for my saving goals Reviewed on: 17th January 2025

ZOPA experience

A great selection of financial products which are easily accessed supported by the convenience of an App. Reviewed on: 17th January 2025

Trustworthy

easy to use, good rates, flexible. Reviewed on: 17th January 2025

Very happy customer

I have been banking with Zopa for around 4 years and I am really impressed by how easy their services are to use. I always feel well informed about changes to saving rates. The app is incredibly easy to use and it is easy to keep track of how much interest I am earning. I have recommended them to family members and they are now happy users of Zopa too Reviewed on: 17th January 2025

Easy to use platform with great savings rates

Easy to use platform with great savings rates Reviewed on: 17th January 2025

Zopa first class review

Easy to use, very clear information and competitive rates. Reviewed on: 17th January 2025

Amazing saving value, helps to save and their bank i...

Amazing saving value, helps to save and their bank is also easy to use! Reviewed on: 17th January 2025

Really good, really easy to use, very clear terms.

Really good, really easy to use, very clear terms. Interest rates far far better than traditional banks. Reviewed on: 17th January 2025

Easy to use online app.

Easy to use online app. Has everything in one place that you need. Reviewed on: 17th January 2025

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