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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

The best savings account around.

This is a no-fee account offering the best interest rate I've found for instant access. There are options for higher interest using 'pots' where money can be tied up with different notice periods from 7 to90 days. On the few occasions I have been tempted to move money elsewhere due to higher interest, Zopa have increased there interest. The app is really easy to use and flexible allowing easy deposit, withdrawal and switching between pots. Reviewed on: 3rd April 2023

Easiest app to manage your money

app is so easy to use, can easily see terms, interest rates, move around for quick access etc. syncs with non-zopa accounts as well. Will be moving to their current account fully in the near future after trialling it for some months. Reviewed on: 15th May 2025

Excellent products with very good interest rates.

Excellent products with very good interest rates. Knowledgeable and friendly customer service too and easy to get hold of. I have been with zopa. Few years and they are by far the best bank account I have had so far and thry provide updates and reports on my financial status too eith recommendations. The app is very easy to use and everything is where It should be Reviewed on: 29th April 2025

Making good progress towards full banking

Making good progress towards full banking Reviewed on: 29th April 2025

Easy to set up and use.

Easy to set up and use. Secure and safe. Depositing and withdrawals are easy and quick to a designated bank. Great interest rates Reviewed on: 28th April 2025

Just a good and simple bank with good interest rates...

Just a good and simple bank with good interest rates Reviewed on: 28th April 2025

Love the separate pots.

Love the separate pots. Great interest rates and very easy to use Reviewed on: 28th April 2025

Easy to use and great rates

The app has been easy to use, and interest rates are good Reviewed on: 28th April 2025

Great interest rates and easy to use app.

Great interest rates and easy to use app. Fast money transfers too. Reviewed on: 28th April 2025

my account...easy access

Found signing up very easy anx accessing my account easy goo Reviewed on: 28th April 2025

Best banking app

Love how easy the app is to use. The different saving pots and choice of notice interest rates are a great idea. Reviewed on: 28th April 2025

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