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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

The app is very easy to use.

The app is very easy to use and it integrates well with my bank. Reviewed on: 12th March 2024

Easy to use app.

Easy to use app, finding the bits you need. Easy to set up different pots which you can name, different conditions and interest rates. Funky icons to give you feedback on your actions so you know it's done. Reviewed on: 12th March 2024

prompt rate rises

They have always increased rates promptly and my savings are easy to get to! Reviewed on: 12th March 2024

Longstanding very happy customer

Longstanding customer going back to days of p2p investing. Now using instant saver account. Very happy with rates, security and helpful customer services Reviewed on: 12th March 2024

Excellent services Great products and easy to use

Great products and easy to use. App works really well. Great variety of products. Reviewed on: 12th March 2024

Straight forward and easy to use.

Straight forward and easy to use. A good savings rate Reviewed on: 11th March 2024

Great savings bank

I've been using Zopa since their peer to peer days. They have always done exactly what I would have hoped for Reviewed on: 11th March 2024

The app is very easy to use and I love that you can...

The app is very easy to use and I love that you can split your account into separate pots! Reviewed on: 11th March 2024

Very easy to transfer and save money

Very easy to transfer and save money Reviewed on: 11th March 2024

Easy to use makes saving less of a chore

Easy to use makes saving less of a chore Reviewed on: 11th March 2024

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