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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Amazing app with excellent value for money

Amazing app with excellent value for money Reviewed on: 11th March 2024

Multiple flexible saving pots at great interest.

Multiple flexible saving pots at great interest. Reviewed on: 11th March 2024

Great!!!

Great rates for saving and great customer service Reviewed on: 11th March 2024

Easy to setup, easy to use and no problems.

Easy to setup, easy to use and no problems. Reviewed on: 11th March 2024

From the day I set up my Zopa account until now, I’v...

From the day I set up my Zopa account until now, I’ve never had a problem and the service has always been brilliant. Reviewed on: 11th March 2024

Good interest rates and easy to use app app

Good interest rates and easy to use app Reviewed on: 10th March 2024

Super easy to use, understand and engage with

Super easy to use, understand and engage with Reviewed on: 10th March 2024

Great, very easy to use and keep up to date interest...

Great, very easy to use and keep up to date interest rates Reviewed on: 10th March 2024

Easy to use.

Easy to use. Simple to see your account and move money. Competitive rates of interest Reviewed on: 10th March 2024

Pennies into pounds

A excellent experience in saving money especially with pots system Reviewed on: 10th March 2024

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