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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

clear and friendly.

Easy to set up, app is clear and friendly. No hassle.and they pay good interest rates. Reviewed on: 8th March 2024

Great interest rates

Great interest rate, easy to transfer funds and user friendly Reviewed on: 8th March 2024

I've had loans , credit card and savings with Zopa.

I've had loans , credit card and savings with Zopa. So easy to use with the apo. Everything g at your fingertips ❤️ Reviewed on: 7th March 2024

Simple to use.

Simple to use. Great communication. Excellent rates. Reviewed on: 7th March 2024

Easy to use, instant access, reliable

Easy to use, instant access, reliable Reviewed on: 7th March 2024

Brilliant interest rates, easy access.

Brilliant interest rates, easy access. Reviewed on: 7th March 2024

Really easy to use.

Really easy to use. Great access to savings where ever you are Reviewed on: 7th March 2024

Excellent App

Nice clear App..money protected by FSCS..and most off all when interest rise from Bank of England so does Zopa interest,unlike high st banks.keep up the good work Zopa team. Reviewed on: 7th March 2024

Good savings account and great app

Good savings account and great app Reviewed on: 7th March 2024

Savings account

Excellent interest rates, easy to set up and to apply. Quick online access to withdraw and put in. Great customer service. Can’t fault Zopa for banking. Reviewed on: 7th March 2024

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