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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

User-friendly app with competitive APR

Zopa has a very user-friendly app that makes it easy to save for different goals at a fairly competitive APR Reviewed on: 2nd March 2024

It was very easy to set up an account.

It was very easy to set up an account. Rates are good and communication is good. Reviewed on: 2nd March 2024

Simple easy to use very clear.

Simple easy to use very clear. Over all I think it’s a really good app and a really good company I would highly recommend Reviewed on: 2nd March 2024

Really easy to use app and great interest rate.

Really easy to use app and great interest rate. Reviewed on: 2nd March 2024

Absolutely fabulous bank

Absolutely fabulous bank, we have a personal loan and our savings are with them and the service and ease with banking online is excellent. Simply a few clicks on the website and you can add or remove funds hassle free. Reviewed on: 2nd March 2024

Easy saving app

Good app, easy to use, good alerts, good customer service Reviewed on: 2nd March 2024

Great interest rates and UI.

Great interest rates. As bank rate increases, higher interest rates are passed onto the consumers. With a nice user interface anyone can get started saving with Zopa. I'd highly reccomend to anyone looking to make the most of their savings. Reviewed on: 2nd March 2024

Great app - easy to use and versatile

Very easy to use App that makes saving a positive and simple experience. Reviewed on: 2nd March 2024

Very convenient

Very convenient and helps me organise savings. Reviewed on: 2nd March 2024

Easy to use and good selection olof products

Easy to use and good selection of products Reviewed on: 2nd March 2024

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