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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy to use and good interest rate

Very easy to use and good interest rate Reviewed on: 2nd March 2024

Easy to use.

Easy to use. Not only have basic saver, but have used the notice accounts when saving for specific things. The varying notice accounts make it easy to manage. Have recommended to my children as they want simple easy to use product, Zopa ticks those boxes. Reviewed on: 2nd March 2024

A great starter savings account

I’m a uni student and don’t yet have enough financial stability for a long-term ISA, but still want the best rates I can get and don’t need all my money accessible all the time. The smart saver pots are great since they let me split my money up so that I always have some accessible in an emergency but can still save and get better interest on the rest. It’s also helpful for budgeting for bigger plans like trips or gifts that I want to keep separate from my weekly budget. Reviewed on: 2nd March 2024

Fantastic!

Easy to use. Great interest rates. Reviewed on: 2nd March 2024

Easy savings and good rates

Easy to set up and app to manage your savings with good interest rates. Reviewed on: 2nd March 2024

Great company with very good communication and a gre...

Great company with very good communication and a great app Reviewed on: 2nd March 2024

So easy to open an account great interest rates and...

So easy to open an account great interest rates and excellent customer service when I had a question to ask. Reviewed on: 2nd March 2024

Simple, smart, easy to use and delivering.

Simple, smart, easy to use and delivering. Reviewed on: 2nd March 2024

Easy to use site, decent rates.

Easy to use site, decent rates. Tend to be in the top recommended savings products. Reviewed on: 2nd March 2024

Excellent

Simple easy to use secure and reliable with great rates for your money to grow. Reviewed on: 2nd March 2024

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