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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa for uni

Amazing for uni students. Easy money management. Reviewed on: 1st March 2024

Super flexible saver

The app is easy to use, and I love that you can save in different pots at different rates. Reviewed on: 1st March 2024

brilliant app

No need for customer service, brilliant app, encourages saving and best I’ve used, good interest rates but not always best on the market Reviewed on: 1st March 2024

Easy to use application.

Easy to use application. I like the fact it is easy to pay in and to take out when required. Some Banks make it easy to save, but want you to jump through hoops to move it. Reviewed on: 1st March 2024

Zopa hands down top of the class

You can get watch your savings grow quite literally interest goes on regularly it’s so easy. You can instantly withdraw if you need ,the app is brilliant do it all from your phone What a fabulous company first class Reviewed on: 1st March 2024

Zopa - simply excellence

Since opening my account, have found Zopa to be excellent - great service, products and the app is fuss-free and easy to use. Everything is straightforward and exactly as it should be. I would recommend them to all. Reviewed on: 1st March 2024

Great service for a loan, then when paid off the sav...

Great service for a loan, then when paid off the savings options are great, at great rates. Reviewed on: 1st March 2024

Easy to use app.

Easy to use app. Like the different saving pots. Good rates of interest. Reviewed on: 1st March 2024

Very speedy and rewarding way of saving.

Very speedy service when banking, both investing and taking money out, great interest rates in savings. All round ZOPA is a convenient and rewarding way of saving. . Reviewed on: 1st March 2024

It's all great, and really useful

It's all great, and really useful Reviewed on: 1st March 2024

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