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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Brilliant!

Really easy to use! Love that I can have different savings pots, and even put sone of them as notice pots to get that little bit of extra interest. Really helps to organise my savings. Reviewed on: 29th February 2024

Excellent rates and a very flexible product

Excellent rates and a very flexible product Reviewed on: 29th February 2024

Easy to use and great rates

Very easy, all online so can set up at any time. Once in place it’s very easy to move between different notice pots to earn more interest or have more money to hand Reviewed on: 29th February 2024

Zopa is the best!

Zopa is the best! Great interest rates, easy to use secure app, friendly helpful customer service. Totally recommend Zopa. Reviewed on: 29th February 2024

Simple and excellent Interest rates.

Simple and excellent Interest rates. Reviewed on: 29th February 2024

0ver 4% instant access .

0ver 4% instant access . More than my bank account Reviewed on: 29th February 2024

very easy to set up and tracks current interest rate...

very easy to set up and tracks current interest rate quickly Reviewed on: 29th February 2024

Good online banking

Easy to set up regular savings good rates. Staff well trained and extremely helpful. Previously had loans which were easy to set up so thought would open a regular saver with them. Reviewed on: 29th February 2024

No fuss instant access savings

No fuss, good savings rates and plenty of options to boost. What's not to like? Reviewed on: 29th February 2024

Excellent Customer Service

Always professional customer service, excellent app Reviewed on: 29th February 2024

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