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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great savings products

Great products, easy to use app. Quick and effective. An innovative company Reviewed on: 29th February 2024

Great rates with no hassle.

Great rates with no hassle. You don’t put the rates down after a year Reviewed on: 29th February 2024

Great way to save.

Great way to save...easy to understand Reviewed on: 29th February 2024

Easy to set up.

I set up this savings account for those unexpected bills and family birthdays. Very easy to use, with a good rate of interest. Reviewed on: 29th February 2024

solve problemeGreat customer service

solve problemeGreat customer service Reviewed on: 29th February 2024

Brilliant financial provider

Great rates, updated regularly, fast service Reviewed on: 29th February 2024

Excellent service

Good interest rates and no hassle with the account. They reply promptly to requests which is unusual these daus Reviewed on: 29th February 2024

Continually making it better!

Really easy to use app, which Zopa have been continually improving. Good rates of interest and I love the ability to separate my savings into pots as well as being able to boost them. Reviewed on: 29th February 2024

With Zopa I can see my savings grow, great interest...

With Zopa I can see my savings grow, great interest rate easy to use app many options for saving too Reviewed on: 29th February 2024

Great to have everything in one place

Great to have everything in one place Reviewed on: 29th February 2024

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