Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

The best savings product I have used

Control over savings funds is really flexible and easy to manage. The decisions you make can be implemented in seconds and moving money into and out of your account is done instantly. The interest rates are very good where even funds with instant access earn good interest and the app guides the user well about boosting pots and the consequences of using notice periods on pots. This is the best savings product I have used. Reviewed on: 9th January 2024

Easy to use and great rates!

Easy to use and great rates! One click on my phone, security and away you go! Reviewed on: 9th January 2024

Simple quick and easy to use great app that is strai...

Simple quick and easy to use great app that is straight forward and simple to use Reviewed on: 9th January 2024

Good interest rates

Good interest rates quickly adjusted in line with boe changes Reviewed on: 9th January 2024

Easy to use.

Easy to use. Transfer money in and out quickly Reviewed on: 9th January 2024

This company and account type was recommended to me...

This company and account type was recommended to me by my son as a way to save some extra money, and it definitely has done that over the past year. The online app is very easy to use and very informative for a first time user. I am an older person and not very tech savvy but I found it easy to navigate the different options on ways to save a bit of extra cash. The interest rates are better than most other banks and the mobile app according to my son who is a computer tech is very secure leading to a very good product. Reviewed on: 9th January 2024

Great bank, easy to use, nice interface, excellent i...

Great bank, easy to use, nice interface, excellent interest rates Reviewed on: 9th January 2024

Simple App makes saving and borrowing easy to unders...

Simple App makes saving and borrowing easy to understand. Highlybrecommend thus product. Reviewed on: 9th January 2024

Save smarter with Zopa

Simple to use app.. all my savings are in one place and I can see clearly how much interest I receive from each pot Reviewed on: 8th January 2024

I love how easy it is to arrange different savings p...

I love how easy it is to arrange different savings pots with different needs. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from South Manchester Credit Union 4.81 from 147 reviews
Savings
from Swansea Building Society 4.21 from 6 reviews
Savings account
from Hargreaves Lansdown 4.32 from 9 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub