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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa is help people to save money especial in shop...

Zopa is help people to save money especial in shop Reviewed on: 8th January 2024

The fact that everything I need is achievable using...

The fact that everything I need is achievable using the App is great plus the savings rates are higher than a lot of other banks. Reviewed on: 8th January 2024

Money moves in and out of account seamlessly and ins...

Money moves in and out of account seamlessly and instantaneously Reviewed on: 8th January 2024

Couldn’t be simpler.

Excellent service. Does exactly what it says on the tin. Reviewed on: 8th January 2024

Excellent online savings

Zopa is so easy to use and excellent interest rates Reviewed on: 8th January 2024

Does what it says on the tin, easy to manage online...

Does what it says on the tin, easy to manage online savings offering good levels of interest. Reviewed on: 8th January 2024

Just great all around!

Great interest rates, easy to use and operate multiple savings pots. Reviewed on: 8th January 2024

great app, love how easy it is to use to transfer fu...

great app, love how easy it is to use to transfer funds in and out. Reviewed on: 8th January 2024

regular updates on my app.

regular updates on my app. Easy to add to funds Reviewed on: 8th January 2024

Very easy to use, and clear to understand.

Very easy to use, and clear to understand. App is intuitive. Savings products are excellent value, and competitive in comparison with others. Reviewed on: 8th January 2024

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