Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Seamless savings experience

Zopa’s Smart Saver is super easy to use. The ability to separate your savings into pots and boost the interest on each pot by setting notice periods gives it a strong edge against other savings accounts. Reviewed on: 9th April 2023

Simple and effective

Very easy to use overall, and the split pot system makes hitting various savings goals with associated specific interest rates easy also. Reviewed on: 9th April 2023

Just brilliant

Love saving with Zopa, easy app and hassle free. Reviewed on: 9th April 2023

Easy, quick, flexible

Very easy to set up a savings account. Terms explained in plain English. Great service. Reviewed on: 9th April 2023

Super savings made simple

Competitive rates with an App that makes deposits and withdrawals as easy as they could be. Reviewed on: 9th April 2023

Quick, easy, hassle free!

Brilliant saving product. Set up and transfer of money quick and easy. And having different pots of money with different access periods and paying more interest is great. Reviewed on: 9th April 2023

Good product

It is very easy to operate all done online! Reviewed on: 9th April 2023

Zopatastic

Fantastic app, easy to use & with all the info you need. Love the saving pots idea. Competitive interest rates & they keep you informed of changes straightaway. Already recommended to 2 people who have also opened accounts. So impressed! Reviewed on: 9th April 2023

Easy service

easy way to save, easy app to use Reviewed on: 9th April 2023

Easy, clear, no problems!

Set up and transfer was very simple, clear and slick app, absolutely no problem, would recommend to anyone (with a smart phone (so basically everyone)) Reviewed on: 9th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Regular Saver Account
from first direct 4.77 from 149 reviews
Savings
from Leeds Building Society 4.07 from 53 reviews
Fixed Rate Savings
from first direct 4.49 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub