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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7478 reviews)

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4.94

Based on 7,478 reviews, last reviewed 19th Jan 2026

29000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use, understandable and easy to change if yo... Easy to use, understandable and easy to change if your circumstances change Reviewed on: 19th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7478)

Review of the Zopa, Smart Saver:

Best in Class

Excellent App, market leading interest rates that go up soon after Bank Rate does Reviewed on: 3rd April 2023

GREAT COMPANY

App easy to use, no issues with products provided, good savings rates. Would use again for other products if needed Reviewed on: 16th January 2026

I recommend Zopa Bank

Credit card user, great app, easy access Reviewed on: 16th January 2026

They are very efficient and easy to use

They are very efficient and easy to use Reviewed on: 16th January 2026

App is very easy and simple to navigate.

App is very easy and simple to navigate. Had no issues with anything been a good experience with all accounts. Reviewed on: 16th January 2026

The Zopa app is brilliant

The Zopa app is brilliant - easy to use and I move money in and out of it regularly. The interest rate is good. Reviewed on: 16th January 2026

Perfect account

It's easy to set up an account and to transfer and withdraw funds is done in a matter of seconds Reviewed on: 16th January 2026

Simple, clear, easy to use.

Simple, clear, easy to use. Perf Reviewed on: 16th January 2026

Efficient, Helpful and Friendly

Always efficient and helpful. Ready to answer any questions you might have. Reviewed on: 16th January 2026

Zopa is reliable, helpful and excellent rates

Zopa is reliable, helpful and excellent rates Reviewed on: 16th January 2026

Zopa smart saver 5*

I have for while a smart saver account, actually two, and I love because give me a chance to save how much I can in some months I can put more money in my save account I do and the another ones I just have some amount per month. I really recommend ZOPA SMART SAVER. Reviewed on: 16th January 2026

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