Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

View other Zopa products

4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great rate, easy to set up

Very easy to set up. Boosted pots feature good too Reviewed on: 3rd April 2023

Simple Layered savings

Easy to use, easy to understand and competitive rates for instant access and notice accounts Reviewed on: 3rd April 2023

Great Savings Rates

It has been easy to set up savings accounts and Zopa have been quick to respond to interest rate increases passing them on to customers, unlike the big banks. Great company. Reviewed on: 3rd April 2023

Brilliant

I love the savings pots and the ability to boost and delay access. Such an easy to use app also Reviewed on: 3rd April 2023

Best easy access savings account yet

App really easy to use, fast money transfers & withdrawals and the best interest rates continued Reviewed on: 3rd April 2023

Savings The Easy Way

Simple to setup and administer with a nice, clean, App interface. Love the option to select higher interest pots at the expense of access. Reviewed on: 3rd April 2023

Excellent Really Excellent

So many banks and so few really good ones … and then way ahead is Zopa. Efficient and simple, achieving results in customer service that match the outstanding yields. All the quality you hope to find in a premier brand that is packaged to meet its customers’ needs … not to inflate its own reputation. Many try … Zopa triumphs. Reviewed on: 3rd April 2023

Good rates of interest, easy to withdraw cash when you want it.

Excellent rates, normally at the top end of best instant access accounts. Withdraw cash in a couple of hours, if not sooner. App simple to use, intuitive, and straightforward. Reviewed on: 3rd April 2023

Friendly Saver

Convenient attraactive and smart savings solutions Reviewed on: 3rd April 2023

Interest interest interest

Opened my Zopa savings account a few months back and haven’t looked back. The interest rates are by far better than my current bank and I love how easy it is to transfer funds between different pots with different notice periods. Would highly recommend Zopa to friends and family. I work in a bank myself and love the ease to open an account and start saving instantly! Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access and notice accounts
from Nottingham Building Society 4.98 from 31 reviews
Instant Access Savings
from Tesco Bank 3.89 from 5 reviews
Easy access savings
from thisbank (formerly JN Bank) 4.86 from 98 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Credit card
from Zopa 4.94 from 44333 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub